Marsh Consulting Group


Actuarial Consulting, Compliance, and Communications Experts

About Us

The MCG Team

Marsh Consulting Group Team Photo

Pictured from left to right: Rob Belflower (IT), Geoff Marsh, Shelley Reeger, Jill Marsh, Anne Dansereau, Robin Oswald, Jeannine Frey-Culp, and Brad Gauen.


MCG Team Bios

Geoffrey Marsh, ASA, MAAA

MCG's Founding President & Consulting Actuary

MCG’s President and Consulting Actuary Geoff Marsh (1961-2016) founded MCG in 2000 with the vision of providing Fortune 500 thinking to mid-size organizations. These companies tend to be underserved by the brokerage community and overcharged by larger consulting firms. Through the years, MCG has grown into a full-service actuarial consulting company that specializes in strategy development, design, implementation, and ongoing management of health and welfare benefit programs. more...

Brad Gauen, CLU, ChFC, FLMI

Managing Consultant

Brad Gauen brings over 30 years of health and welfare experience and a unique set of perspectives to the table when helping CFOs and HR executives solve insurance, healthcare cost and employee benefit program challenges. Brad has previously worked directly as an actuarial analyst at an insurance company, as well as with employee benefits consulting firms (Ernst & Young and Buck Consultants).  This broad experience allows him to provide clients with invaluable "experience from the other side."

His strategic approach to health care cost control in employer health plans is heavily influenced by actuarial insights and MCG’s strategic approach to helping clients manage their health and welfare costs. He works with organizations to develop and execute plan design, pricing and risk management solutions.             

Brad has advised organizations such as Cabela’s, Tomkins, Cleveland Clinic, Alton Oshner Medical Foundation, Operating Engineers #3, Carpenters of Missouri, and Maritz.  Brad is a frequent speaker on health and welfare topics and has a Bachelor of Science degree in Actuarial Science from Drake University.  He is also a Charted Life Underwriter, a Chartered Financial Consultant and a Fellow of the Life Management Institute. 

Janet Stebbins

Compliance Consultant & Benefit Analyst

Janet enriches MCG's team with an intimate knowledge of self-funded plan design and claims administration as well as regulatory compliance.  A licensed Life Agent in California, Janet began her career in the health insurance industry in 1985 as a claim examiner at Aetna.  Prior to moving to the Central Coast in 2007, she served as a Claims Manager for a TPA in California's Central Valley.  In her free time she enjoys reading and traveling.  Janet has four daughters and in 2013 welcomed her first granddaughter.  She currently lives with her husband David in Nipomo.

Robin Schwartz, CHES

Communications Consultant

Since 2011, Robin has grown MCG’s Communications practice from an optional add-on to an essential component of MCG’s client service. As a consultant, Robin meets with each client to gain an understanding of the culture and values specific to the organization, as well as how to integrate benefits communications into pre-existing communications channels. She taps her previous communications experience to develop and produce videos, newsletters, presentations, websites, and other promotional media. A Certified Health Education Specialist (CHES), Robin develops communications that educate and promote improved health behaviors among employee populations, with the goals of healthier, more productive employees and reduced health care claims for employers.

Robin got her start in communications at the age of 15, when she wrote and designed her first newsletter for the high school swim team. Her aptitude for writing led her to a self-designed BA degree in environmental journalism at the College of Wooster (Ohio), where she graduated Phi Beta Kappa. In 2016, she expanded on her education with a Master’s of Science in Health Education and Promotion through an online program at Walden University.

Formerly from Washington, DC, Robin has lived on the Central Coast since 2003. Prior to joining MCG, she ran her own business as an online triathlon coach and professionally raced triathlons. She enjoys being active as a “weekend warrior” and spending time with her family.

Anne Dansereau, MPH

Benefit Analyst

Anne brings experience in public health and education to the MCG Team. A resident of Paso Robles since 1991, Anne most recently served as an evaluation consultant and reading para-educator in the Paso Robles schools. She has also worked for the Public Health Departments in San Diego, Los  Angeles, and San Luis Obispo Counties as a Health Educator and Program Manager.  Anne is a graduate of Stanford University, with a double major in Psychology and Human Biology, and earned her Master’s Degree in Public Health from UCLA. She has four adult children, and is enjoying her “empty-nester” status.  In her free time, she enjoys watching football and hockey, local live music, and trying new recipes.

Jeannine Frey-Culp, GBA, MBA, RN

Benefit Analyst

Jeannine brings to the MCG Team a wealth of experience, having served as a management consulting firm senior analyst and financial services account manager. She has provided strategic planning, economic analysis, and market research for both private and public sector clients, as well as adept development and management of financial databases and corporate communications for Fortune 500 clients. Jeannine also has a unique ability to generate successful solutions in high pressure situations-a skill well-honed through seven years working as a senior airport agent for a major airline. The culmination of her background is the ability to help analyze our clients' needs and corporate goals, and then develop benefits programs and services to best meet them.

An MBA honors graduate of Cal Poly and a cum laude graduate of the University of Southern California Marshall School of Business, Jeannine continues to build on her educational background. She is a certified Group Benefits Associate (GBA) through the Wharton School of the University of Pennsylvania, and became a Registered Nurse (RN) through Cuesta College in 2014. Her free time is spent skiing, working out, or watching college baseball.

Shelley Reeger

Executive Assistant and Compliance Specialist

Shelley has over 20 years of experience providing guidance and leadership to executives and senior management. Her experience includes employee and client relations, payroll, invoicing, compliance (ACA, 5500s, notices and disclosures, etc.), policies and procedures, business development, communications and much more.

Shelley is passionate about clear effective messaging, and preparing and delivering valuable materials to clients. Shelley learns quickly and approaches tasks with creativity and ingenuity.

Shelley loves living on the central coast, her favorite outdoor activity is hiking one of the 156 trails in San Luis Obispo County. She is also an avid sports fan and devoted 49er Faithfulista.

Jill Marsh

Director of Operations

Originally from Minnesota, Jill moved to the Central Coast after her marriage to Geoff in the fall of 2005.  Jill holds a Bachelor of Arts Degree from St. Cloud State University.  Prior to joining Marsh Consulting Group, Jill held several positions at Carlson Marketing Group (CMG) where she utilized her expertise in account and project management for various Fortune 500 CMG clients. During her eleven-year tenure at Carlson Marketing, Jill managed client loyalty programs and client support teams of all sizes.  As an Account/Operations Manager, her focus was on clients from the technology and telecommunications industries. Jill managed the design and delivery of successful programs for  clients all over the world.  

Jill loves travel, adventure and being outdoors - but above all - spending time with family and friends is her greatest joy.

Kim Spangle

Visual Communication Specialist

A native Californian, originally from Sacramento, Kim Spangle came to the Central Coast in 1993. While earning her graphic design degree at Cal Poly, Kim fell in love with the area and decided to stay. Working in magazine publication, handling the creative and production for a national advertising agency, and providing freelance contracting to private clients ranging from big business to nonprofit organizations has allowed Kim to become a master at providing impeccable, innovative design for a host of integrated multimedia marketing tools and materials. While working on a wide range of projects, Kim applies the highest standards of design so that the final product successfully communicates the information in an organized manner but is also pleasing to the eye... and of course, ensuring that MCG clients are pleased with the results. When away from her computer, Kim enjoys devoting her leisure time to home improvement, wine tasting, gardening, traveling, music and good food.

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